A Bankruptcy Lawyer and Attorney Andy Miofsky

2249 Pontoon Road, Granite City Illinois 62040 - 618/931-1313

An Illinois Bankruptcy Lawyer and Attorney Offering Chapter 7 and Chapter 13 Bankruptcy Attorney Assistance in Madison County, St. Clair County, Jersey County, Clinton County, Effingham County, Monroe County and Southern Illinois

A Bankruptcy Lawyer Andy Miofsky Appointment Information
The office of A Bankruptcy Lawyer Andy Miofsky is open 9-5 Monday through Friday.  I am glad to offer you extended hours for an appointment to meet your needs.  Please call 618/931-1313 to schedule an appointment to review your bankruptcy options.   Your call will be answered 24 hours a day by either a bankruptcy attorney or an automated messaging system.


Chapter 7 Fee:  $751 attorney fee plus $299 filing fee and $50 credit counseling fee = $1100.  Yes, this fee must be paid before the case can be filed.  If you need time payments, you may pay $500 with the balance in two installments.  Upon payment of the first $500 you mayl notify all your creditors and the three major credit bureaus that you are represented by a lawyer.  Give them my phone number so that they stop bothering you.


Chapter 13 fees require additional fees due to the length of time and additional work involved in such cases.  These fees are often payable over a longer period of time.  A chapter 13 case may usually be started for an initial $500 payment.  Additional fees may be required in delinquent mortgage and foreclosure cases.  Please call 618/931-1313 for details.


After filing bankruptcy a debtor is required to attend a second counseling session before the Court can discharge your debts.  This course can be done in person, over the phone or on the internet.  There is an additional charge for this session that varies by the method and by the provider.  After you file your case I will give you information to help you sign up for this course.







Things To Bring To Your First Bankruptcy Appointment

1.  Last two years income tax returns.
2.  Last 7 months of paystubs or income statements.
3.  Statements from all of your debt, everyone you owe, even debts you want to keep paying. 
4.  Deeds, Titles and Property[House/Car]Insurance.
5.  $500 file preparation fee.  $1100 if you are ready to file a chapter 7 case.
6.  If you are ordered to pay child support or maintenance, bring a copy of the Court Order.

7.  If you are delinquent on a home mortgage payment, you should start saving for the next payment as soon as possible.
8.  If you have a claim or lawsuit against someone, your case number, your attorney name and address, and a list of defendants.
9.  Copies of any lawsuits, foreclosure cases or delinquent tax notices.

Map of 2249 Pontoon Rd
Granite City, IL62040-4020, US

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